NTB reports strong FY2025 with PAT of Rs. 19.3 bn
View(s):Nations Trust Bank PLC (NTB) has reported a strong end to the financial year, reporting robust financial results for the 12 months ending December 2025, with a Profit After Tax (PAT) of Rs. 19.3 billion, up by 15 per cent from 2024.
The bank’s performance was driven by healthy asset growth, resilient Net Interest Margins (NIMs) and disciplined risk management, reflected in a low Net Stage 3 Ratio of 0.91 per cent. A strong capital base underpinned this momentum, with a Return on Equity (ROE) of 21.86 per cent, highlighting the bank’s strategic success and its readiness to pursue the next phase of growth, it said in a media releas.
NTB Director/CEO Hemantha Gunetilleke, stated, “The bank’s performance in the year 2025 reflects the resilience of our business model and the disciplined execution of our strategy at Nations Trust Bank. The 50 per cent growth in loan book is an indication of our commitment to supporting the growth of consumers, SMEs and Corporates and the broader Sri Lankan economy.”
Strong financial performance continues to bolster NTB’s capital base with a Tier 1 Capital Ratio of 19.61 per cent and a Total Capital Adequacy Ratio of 20.72 per cent, well above the regulatory requirements of 8.5 per cent and 12.5 per cent, respectively.
Following the binding Sale and Purchase Agreement signed with HSBC Sri Lanka in September 2025, NTB received official approval from the Central Bank to acquire HSBC Sri Lanka’s retail banking operations. The transaction is scheduled to conclude in the second quarter of 2026. The acquisition will integrate approximately 200,000 customer accounts, including premium banking clients, credit cards, and retail loans into NTB’s portfolio.
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