LOLC Finance’s Rs. 14 bn Profit After Tax
View(s):LOLC Finance PLC, Sri Lanka’s largest and most profitable non-bank financial institution (NBFI), has delivered a strong performance for the six months ending September 2025, reflecting steady growth across key business lines and improved profitability amid a competitive operating environment.
The company ended the period under review with a strong Profit After Tax of Rs.14 billion, marking a 72 per cent year-on-year growth from Rs. 8.1 billion in the corresponding period of the previous year. The strong earnings performance was underpinned by higher net interest income, effective cost management, and a significant reduction in impairment charges, it said in a media release.
The company’s gross lending portfolio expanded to Rs. 360.2 billion, a 18 per cent growth, while customer deposits grew by 6 per cent to Rs. 238.6 billion, reflecting its strong brand affinity and lending momentum. Total assets rose by 8 per cent to Rs. 466.3 billion, underscoring solid balance sheet growth and market confidence.
LOLC Finance’s half-year performance was underpinned by its strong digitalisation drive and resilient, diversified business model. The company continues to advance financial inclusion across Sri Lanka by empowering individuals and businesses through SME, Personal finance, agriculture, Islamic finance, working capital, and vehicle financing key sectors of the national economy.
With a commanding share of the NBFI sector, accounting for 36.3 per cent of industry profits, 30.3 per cent of equity, and 20.6 per cent of assets, LOLC Finance stands as a true financial powerhouse driving inclusive growth, the statement added.
“At the core of this success is its commitment to building a seamless, cashless financial ecosystem powered by automation, AI, data analytics, and secure digital platforms. From loan approvals to disbursements, collections, and deposits, the company has redefined customer engagement through convenience and accessibility. Its consecutive wins at the LankaPay Technovation Awards reaffirm LOLC Finance’s leadership in digital innovation and its vision to shape the future of Sri Lanka’s financial services landscape,” it added.
Further solidifying its market strength, Lanka Rating Agency upgraded LOLC Finance’s entity rating to A+ (Stable), reflecting its robust financial position and strong governance framework.
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