FINAP’s journey: From local innovation to global recognition
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Dr. Kutila Pinto
Dr. Kutila Pinto, Founder and CEO of FINAP, has been awarded the prestigious ‘Outstanding Tech Organization’ title at the 40th ASOCIO Summit held recently in Japan, a recognition that marks the company’s transformation from a promising Sri Lankan start-up to a rising global leader in financial technology.
In an interview, he shared insights about FINAP’s remarkable journey, the values driving the organisation, and its vision for the future. He said the recognition is a milestone for FINAP. “It reflects the hard work of our team, the relevance of our solutions, and our commitment to empowering communities through innovative financial technology. Being acknowledged on such a global platform reaffirms that our mission and values resonate beyond Sri Lanka and inspire us to push further boundaries,” he added.
FINAP’s early days were challenging but deeply formative. In Sri Lanka, the lack of innovation capital and limited fluidity in capital markets made securing funding particularly difficult. Despite external capital availability, Dr. Pinto chose to inject his own capital and bootstrap the company to ensure its early survival.
These constraints pushed the company to innovate and operate efficiently. “By refining our ideas and focusing on solving practical financial challenges for underserved communities, we built a resilient and adaptable foundation. Those early lessons continue to guide FINAP’s growth today,” he said.
Dr. Pinto’s career in banking and finance spans over two decades. Starting as a Banking Assistant at Seylan Bank, he worked in many markets; Asia, West East, Australasia and the Pacific. Towards the end of his career at banking, he served as General Manager for Westpac Bank in the Solomon Islands and later as Director of Retail for Westpac Pacific, overseeing operations across the region.
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